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Regular vs Direct plan

Discussion in 'Mutual Funds' started by akashgupt81, Jan 16, 2017.

  1. akashgupt81

    akashgupt81 Active Member

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    I started buying mf from my zerodhra account and its a regular plan. Today I came to know about mf direct plan. Just want to understand how much difference comes in return in long term. I am not only looking for return, I m looking for convenience also. If I consider both return and convenience which one is better.

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    akashgupt81, Jan 16, 2017
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  2. shabbir

    shabbir Administrator Staff Member

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    shabbir, Jan 17, 2017
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  3. akashgupt81

    akashgupt81 Active Member

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    Shabbir, thanks its really solve all my doubts. But I have question most of your mf holding is more than 1 lakh then still you opt for regular fund, any specific reason? And what is your time horizon ?

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    akashgupt81, Jan 17, 2017
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  4. akhtar80

    akhtar80 Responder

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    U can choose either one but yes direct plans offer almost 1% higher return which the agency keeps with them in regular.

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    akhtar80, Jan 17, 2017
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  5. shabbir

    shabbir Administrator Staff Member

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    Agree but with tax saving my aim is always 3 years and not more than that. For non tax saving my view is longer than 5 years for sure.
     
    shabbir, Jan 17, 2017
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