1. DIYTechnicalAnalysis is a private community of traders and investors interested in building wealth from Indian equity market. You can become a member with a one time registration fee of ₹199. Click here to become a member

Is it Appropriate time to Investing in Equity right now?

Discussion in 'Mutual Funds' started by fahimlashkaria, Aug 22, 2016.

  1. fahimlashkaria

    fahimlashkaria Member

    Joined:
    Aug 22, 2016
    Messages:
    12
    Likes Received:
    11
    Occupation:
    Business
    I would like to invest Rs 2 Lakh for Long Term. Will you suggest investing it right now or should I wait for correction.?
     
    fahimlashkaria, Aug 22, 2016
    Share #1
  2. shabbir

    shabbir Administrator Staff Member

    Joined:
    Apr 30, 2012
    Messages:
    6,699
    Likes Received:
    1,940
    Don't invest all in one go and invest in staggered manner like I have been building my portfolio - http://shabbir.in/portfolio
     
    shabbir, Aug 22, 2016
    Share #2
    fahimlashkaria likes this.
  3. fahimlashkaria

    fahimlashkaria Member

    Joined:
    Aug 22, 2016
    Messages:
    12
    Likes Received:
    11
    Occupation:
    Business
    Thanks Shabbir,

    Currently I have 2 options available. Either I invest in Equity or in Mutual fund SIP. What according to you would be better?
     
    fahimlashkaria, Aug 22, 2016
    Share #3
  4. shabbir

    shabbir Administrator Staff Member

    Joined:
    Apr 30, 2012
    Messages:
    6,699
    Likes Received:
    1,940
    You can
    1. Invest in equity if you can evaluate businesses
    2. Trade if you understand chart patterns
    Else SIP in mutual fund is the way to go.
     
    shabbir, Aug 22, 2016
    Share #4
  5. aveerareddy9

    aveerareddy9 New Member

    Joined:
    Aug 10, 2012
    Messages:
    42
    Likes Received:
    0
    Hi Shabbir,

    Can you please suggests some fund to start SIP now.
    Looks like all Mid and Small cap funds run up already.
    I think market is high now, investing in large cap funds is not good idea as per your articles.
    Please share your ideas for time horizan of 5+ years.

    Thanks
    Veeru
     
    aveerareddy9, Sep 1, 2016
    Share #5
  6. shabbir

    shabbir Administrator Staff Member

    Joined:
    Apr 30, 2012
    Messages:
    6,699
    Likes Received:
    1,940
    SIP should be all good because it helps you phase out the runup as well as correction. I don't recommend one shot investment in funds at current levels because returns will be not as good as one must expect
     
    shabbir, Sep 1, 2016
    Share #6
  7. vilasnagare

    vilasnagare Member

    Joined:
    Aug 22, 2016
    Messages:
    9
    Likes Received:
    13
    For Lumpsum amount u can Invest initially in debt Mutual fund which is safe for lump sum amount and Start "STP"(Systematic Transfer Plan) to Equity MF of same fund house on a monthly basis with a small amount like SIP. Your Lumpsum amount (Debt MF)will be invested over a period of time like SIP in Equity MF. U will get some return from Debt MF also for a period till it is consumed into Equity. See below screenshot from ICICIDirect for better understanding. This is one way to deal with ur scenario.
    snap.png
     
    Last edited: Sep 7, 2016
    vilasnagare, Sep 7, 2016
    Share #7
    nirajshah, ashutosh_kumar and shabbir like this.
  8. vilasnagare

    vilasnagare Member

    Joined:
    Aug 22, 2016
    Messages:
    9
    Likes Received:
    13
    upload_2016-9-7_1-9-32.png
     

    Attached Files:

    vilasnagare, Sep 7, 2016
    Share #8
    nirajshah and shabbir like this.