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Best term insurance policy in india

Discussion in 'Investment Analysis' started by aveerareddy9, Jan 8, 2014.

  1. aveerareddy9

    aveerareddy9 New Member

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    Hi Shabbir

    Which is best term insurance policy in india in terms on cliam ratio & premium?.

    thanks
    AVR
     
    aveerareddy9, Jan 8, 2014
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  2. chequesuraj

    chequesuraj Member

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    Last edited: Jan 8, 2014
    chequesuraj, Jan 8, 2014
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  3. shabbir

    shabbir Administrator Staff Member

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    I prefer Bharti Axa and Aviva
     
    shabbir, Jan 8, 2014
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  4. shabbir

    shabbir Administrator Staff Member

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    shabbir, Jan 8, 2014
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  5. chequesuraj

    chequesuraj Member

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    Shabbir,

    would you prefer dividing with two policy 25 lac each or one with 50 lac+
     
    chequesuraj, Jan 8, 2014
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  6. shabbir

    shabbir Administrator Staff Member

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    Only one because if you have two insurance then you have to be doing the extra paper work of declaring the first policy details to other else it becomes a problem in claims
     
    shabbir, Jan 8, 2014
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  7. aveerareddy9

    aveerareddy9 New Member

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    Hi Shabbir,

    Any reason for selecting those two companies ... i see only premium is less comparing to other companies. Any issues with HDFC , i see claim ratio is more than 95%

    thanks
    AVR
     
    aveerareddy9, Jan 9, 2014
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  8. shabbir

    shabbir Administrator Staff Member

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    Why pay more as premium when you get similar service as low premium. Also you don't need more than one anyway.
     
    shabbir, Jan 9, 2014
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