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Long term mf which 2 to opt?

Discussion in 'Technical Analysis' started by sartajbagga, Sep 3, 2018.

  1. sartajbagga

    sartajbagga Member

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    Hello a very good evening to all. I want to start sip in 2 funds for comparatively long term around 25 years plus.
    My options are 1. Aditya birla sun life advantage fund
    2. L and t midcap fund
    3. Motilal oswal multicap 35 fund
    4. Mirae asset emerging bluechip fund
    I wish to invest 2000 in 2 of the above funds. Which funds should i chose? Kindly advise.
    Thanx.
     
    sartajbagga, Sep 3, 2018
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  2. mk27418

    mk27418 Active Member

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    mk27418, Sep 3, 2018
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  3. chaitanya_mella

    chaitanya_mella Contributor

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    Wow. 25 years is a long time. Why not add one small cap (assuming 25 years) and pick another one from above?


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    chaitanya_mella, Sep 3, 2018
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  4. sartajbagga

    sartajbagga Member

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    I dont want to invest in small cap. Too risky.
     
    sartajbagga, Sep 3, 2018
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  5. chaitanya_mella

    chaitanya_mella Contributor

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    In that case maybe midcap Funds might not suit you either. So L&T Midcap is out. Pick two from other three. Or check out balanced funds.


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    chaitanya_mella, Sep 3, 2018
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  6. sartajbagga

    sartajbagga Member

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    Ok thanx a lot
     
    sartajbagga, Sep 3, 2018
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  7. sartajbagga

    sartajbagga Member

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    Finally i narrowed down. one i will definitely go for is mirae asset emerging bluechip fund. Second i am thinking of sbi bluechip fund. Is that fine?
     
    sartajbagga, Sep 5, 2018
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  8. chaitanya_mella

    chaitanya_mella Contributor

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    MAEB is good fund. Check out Parag Parikh Long Term Equity Fund. It is a multicap fund and has decent international exposure.


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    chaitanya_mella, Sep 5, 2018
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  9. sartajbagga

    sartajbagga Member

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    I checked that parag parikh. Feels a bit at a high risk for long term.
     
    sartajbagga, Sep 5, 2018
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  10. chaitanya_mella

    chaitanya_mella Contributor

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    What makes you feel so


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    chaitanya_mella, Sep 5, 2018
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  11. sartajbagga

    sartajbagga Member

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    Its holding in facebook. Facebook which has controversial future due to its security issues. Its share may decrease a lot i think.
     
    sartajbagga, Sep 5, 2018
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  12. chaitanya_mella

    chaitanya_mella Contributor

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    The fund manager would probably mitigate risk as they go along. For example Motilal Oswal had significant exposure to Manpasand Beverages. When the stock tanked the NAVs had fallen to but it would be best to leave it to the fund manager to take care of those issues.
     
    chaitanya_mella, Sep 5, 2018
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  13. sartajbagga

    sartajbagga Member

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    Ok so i will go with parag parikh. Thanx a lot man..
     
    sartajbagga, Sep 5, 2018
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  14. sartajbagga

    sartajbagga Member

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    And do check this. It has high risk.
     

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    sartajbagga, Sep 5, 2018
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  15. chaitanya_mella

    chaitanya_mella Contributor

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    IMG_2352.JPG IMG_2353.JPG

    Valueresearch shows both as moderately high.



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    chaitanya_mella, Sep 5, 2018
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  16. chaitanya_mella

    chaitanya_mella Contributor

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    Last edited: Sep 5, 2018
    chaitanya_mella, Sep 5, 2018
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  17. sartajbagga

    sartajbagga Member

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    Thanx for ur help man. I really appreciate it.
     
    sartajbagga, Sep 5, 2018
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  18. akhtar80

    akhtar80 Responder

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    Emerging blue-chip are sort of mid cap only.

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    akhtar80, Sep 6, 2018
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  19. chaitanya_mella

    chaitanya_mella Contributor

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    chaitanya_mella, Sep 6, 2018
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  20. akhtar80

    akhtar80 Responder

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    If time horizon is for anything more than 7-9 years just stick to blue-chip. If willing to take some risk then some portion of capital in definitely specialised midcap fund. Percentage would vary fm person to person

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    akhtar80, Sep 6, 2018
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