Investment

I will suggest you increase the allocation to the large cap fund as of now because this is turbulence time and you should go for things that has more protection for the volatility. Also if you don't want to be seeing too much red in your portfolio then allocate some to debt as well but if you are fine seeing some red in the near term then go for all out equity.

 

Never ok but also depends on personal view as well.

 

The preference varies from individual to individual based on the couple of points. So I will share them with you here.

1. Your time outlook. So you want to invest for 5 years or 15 years. Depending on the time you have you can allocate more to midcaps compared to largecap.
2. Your risk profile. If you want to bet more on midcaps can mean more volatility in bad times and more downside. So if you are not the person who likes to take the risk, less on midcap is good.

Based on the above 2 points, one can allocate more towards midcap and you can read this post https://shabbir.in/market-cap-allocation/ especially this asset allocation table.



So now you can decide on your own, where you should be getting more allocation of your portfolio.

Hope it is clear now.

 

My pleasure.