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Credit Score – Why Should Everyone Know Their CIBIL Score?

Discussion in 'Technical Analysis' started by shabbir, Dec 3, 2017.

  1. shabbir

    shabbir Administrator Staff Member

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    What is CIBIL credit score, how it is calculated, how to get your CIBIL score, how to improve your CIBIL score, why should everyone know their credit score even if they don't need a loan?

    Continue reading...
     
    shabbir, Dec 3, 2017
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  2. abhijitupsc

    abhijitupsc Contributor

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    Great articulation Shabbir sir..I went to earlier articles which explained credit cards in great details..I wish I had known this forum few more years back..
    Nevertheless, not too late.

    Sent from my Redmi Note 4 using DIY Technical Analysis mobile app
     
    abhijitupsc, Dec 4, 2017
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  3. shabbir

    shabbir Administrator Staff Member

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    Yes never too late to start good things. :D
     
    shabbir, Dec 4, 2017
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  4. nirajshah

    nirajshah Champion

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    nirajshah, Dec 5, 2017
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  5. payazishan

    payazishan Member

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    I checked my credit score from experian via paisabazaar, after reading ur amazing post. My score is 867. But found extra account discrepancy and send mail for corrections. Is this free service genuine?

    Thanks for such a useful post.

    Sent from my Redmi 4 using DIY Technical Analysis mobile app
     
    payazishan, Dec 16, 2017
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  6. shabbir

    shabbir Administrator Staff Member

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    Should be. Again the credit scores companies may be different and does paisabazaar shows credit score of CRISIL?
     
    shabbir, Dec 16, 2017
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  7. payazishan

    payazishan Member

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    payazishan, Dec 16, 2017
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  8. bhat64

    bhat64 Apprentice

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    bhat64, Dec 17, 2017
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  9. shabbir

    shabbir Administrator Staff Member

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    shabbir, Dec 17, 2017
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  10. bhat64

    bhat64 Apprentice

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    bhat64, Dec 20, 2017
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  11. payazishan

    payazishan Member

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    Paisabazar giving credit score every month on 16th. On future inquiry they said "

    " The credit score/report generated at Paisabazaar website is counted as a “soft enquiry.” As a result, your credit score remains unaffected no matter how many times it is checked through our website. However, when banks and NBFCs access your CIBIL report, only then it is counted as a hard enquiry and has an impact on your score"



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    payazishan, Jan 19, 2018
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