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MF Investment suggestion required

Discussion in 'Investment Analysis' started by mk27418, Nov 19, 2017.

  1. mk27418

    mk27418 Active Member

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    Sir,
    I m a s/w engr. 20%slab.
    1. I have invested 50k amt in icici pru value fund series 18 . NFO
    2. 2k sip in Icici focussed bluchip.
    3. Then I read or blog and after series of article I invested 50k in franklin small cap.
    4. Now I want to invest 20k monthly in name of my wife. Pls suggest to have a good portfolio.

    Mukesh

    Sent from my Redmi Note 4 using DIY Technical Analysis mobile app
     
    mk27418, Nov 19, 2017
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  2. nirajshah

    nirajshah Champion

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    nirajshah, Nov 20, 2017
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  3. mk27418

    mk27418 Active Member

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    I think it would be better if I invest in 4 separate fund.... I would be happy if shabbir will have a look and suggest accordingly.. what I have shortlisted are below, but please let me know as per your choice....as I am very new.:
    1. Mirae Asset emerging bluechip fund
    2. HDFC balanced fund
    3. Franklin india small company fund
    4. Quantum long term equity or mirea asset india opportunities fund
    5. ICICI pru value discovery fund
     
    mk27418, Nov 20, 2017
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  4. shabbir

    shabbir Administrator Staff Member

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    Yes those 4 funds looks quite ok to me from a diversification point of view.
     
    shabbir, Nov 21, 2017
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  5. mk27418

    mk27418 Active Member

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    which one four.. please elaborate..
     
    mk27418, Nov 21, 2017
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  6. akashgupt81

    akashgupt81 Active Member

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    Most of these funds are not available in Zerodha coin. Please let me know how are you going to invest in these funds?

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    akashgupt81, Nov 22, 2017
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  7. shabbir

    shabbir Administrator Staff Member

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    Do you want me to select a fund for you. It will depend on your risk appetite. If you want to take more risk, opt for more allocation in midcap than large cap and vice versa.

    I prefer doing the direct route of the fund house website. https://shabbir.in/direct-mutual-funds/
     
    shabbir, Nov 22, 2017
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  8. mk27418

    mk27418 Active Member

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    Thanks Shabbir!! I want you to allocate 20K amount dividing in 4-5 mutual funds because I am very new. I want to invest these for long term 5yrs +. I have written these as per my exp of last 1 month reading your blog and other articles of mutual fund.
    By the way I am trying to divide but still I want you to amend these for my best. I will invest only after your approval. so please help me. I want all investment in direct way. In direct way, I think, it is 2-3 % change upward than that of regular. Thanks again..

    1. Mirae Asset emerging bluechip fund - 4K SIP monthly
    2. HDFC balanced fund - 4K SIP monthly
    3. Franklin india small company fund - 4K SIP monthly
    4. mirea asset india opportunities fund - 4K SIP monthly
    5. ICICI pru value discovery fund - 4K SIP monthly
     
    Last edited: Nov 22, 2017
    mk27418, Nov 22, 2017
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  9. shabbir

    shabbir Administrator Staff Member

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    Your allocation is good. 2 are large cap, 2 are midcaps and 1 is balanced fund.
     
    shabbir, Nov 22, 2017
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