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Which Is Better SIP or Lump Sum Investment in Mutual Fund For 10 Years?

Discussion in 'Technical Analysis' started by shabbir, Mar 12, 2017.

  1. shabbir

    shabbir Administrator Staff Member

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    When I read this question the initial reaction is always SIP but when I compared the returns, I realized that it is not always SIP that is better.

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  2. bmk397

    bmk397 New Member

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    Consider investing the lump sum in a liquid fund and initiating STP ( systematic transfer plan). I have found this beneficial since I get more from the liquid fund than from a bank savings account. A good liquid fund provides decent returns. The only catch is that you need to find an AMC that has both a well performing liquid fund and equity fund.


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  3. nirajshah

    nirajshah Champion

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  4. shabbir

    shabbir Administrator Staff Member

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    Even STP cannot beat the lumpsum investment because more time fund is kept under the non equity investment.